Stage 1: Before you apply
Full-time undergraduate, Welsh students

What's available

This information is for students who started their course on or after 1 September 2018. Find out what’s available if you started before then.


Tuition fee loan

You could get up to £9,250 a year, depending on how much your course costs. How much you get does not depend on your household income.

We pay your loan directly to your university or college. You have to pay it back, including interest once you’ve finished or left your course.

Help with living costs

You could also get a mixture of loan and grant to help with your living costs. How much you get depends on your household income and where you live and study.

These tables show an estimate of how much you could get based on your household income:

2023 to 2024

Household income Living with your parents
Loan Grant
£18,370 or less £3,065 £6,885
£25,000 £4,020 £5,930
£35,000 £5,462 £4,488
£45,000 £6,903 £3,047
£59,200 or more £8,950 £1,000
Total £9,950

 

Household income Living away from parental home and studying outside London
Loan Grant
£18,370 or less £3,620 £8,100
£25,000 £4,773 £6,947
£35,000 £6,512 £5,208
£45,000 £8,251 £3,469
£59,200 or more £10,720 £1,000
Total £11,720

 

Household income Living away from parental home and studying in London
Loan Grant
£18,370 or less £4,511 £10,124
£25,000 £5,992 £8,643
£35,000 £8,227 £6,408
£45,000 £10,461 £4,174
£59,200 or more £13,635 £1,000
Total £14,635

2022 to 2023

Household income Living with your parents
Loan Grant
£18,370 or less £2,210 £6,885
£25,000 £3,165 £5,930
£35,000 £4,607 £4,488
£45,000 £6,048 £3,047
£59,200 or more £8,095 £1,000
Total £9,095

 

Household income Living away from parental home and studying outside London
Loan Grant
£18,370 or less £2,610 £8,100
£25,000 £3,763 £6,947
£35,000 £5,502 £5,208
£45,000 £7,241 £3,469
£59,200 or more £9,710 £1,000
Total £10,710

 

Household income Living away from parental home and studying in London
Loan Grant
£18,370 or less £3,251 £10,124
£25,000 £4,732 £8,643
£35,000 £6,967 £6,408
£45,000 £9,201 £4,174
£59,200 or more £12,375 £1,000
Total £13,375

The figures in the tables are for illustrative purposes only. You’ll receive a notification of entitlement letter which will confirm how much support you’re entitled to during the academic year.

You’ll need to let us know if your circumstances change during your course to ensure you’re receiving the support you are entitled to.

We pay your Maintenance Loan and Grant into your bank account in 3 instalments, usually at the start of each term.

You have to pay your Maintenance Loan back, including interest once you’ve finished or left your course. Your grant does not need to be paid back.

Final year students will receive a lower rate of Maintenance Loan and Grant because the final term of their course is shorter due to completing the course.

If you're not in contact with your parents or you've spent time in care, you might not need to provide details of your parents' income when you apply. Go to our independent students page to find out more.

Extra help

If you have a disability or long-term health condition

You might be able to apply for Disabled Students’ Allowance

For more information, download the Disabled Students’ Allowance guide

If you have children or adult dependents

You might be able to apply for:

If you're studying abroad

You might be able to apply for a Travel Grant

If you're getting benefits or you're over 60

You might be able to apply for a Special Support

If your course is longer than 30 weeks and 3 days

You can get an extra Maintenance Loan for each week to help with your living costs:

 

2023 to 2024

2022 to 2023
Living with your parents £93 £91
Living away from parental home and studying outside London £141 £138
Living away from parental home and studying in London £179 £176

You must be getting student finance that depends on your household income to quality.