Stage 1: Before you apply
Full-time undergraduate, tuition fee and living cost students

What's available

This information is for students who started their course on or after 1 September 2018. Find out what’s available if you started before then.


Tuition Fee Loan

You could get up to £9,535 a year, depending on how much your course costs. How much you get doesn't depend on your household income.

We pay your loan directly to your university or college. You have to pay it back, including interest once you’ve finished or left your course.

Help with living costs

You could also get a mixture of loan and grant to help with your living costs. How much you get depends on your household income and where you live and study.

These tables show an estimate of how much you could get based on your household income:

2025 to 2026

Household income Living with your parents
Loan Grant
£18,370 or less £3,595 £6,885
£25,000 £4,550 £5,930
£35,000 £5,992 £4,488
£45,000 £7,433 £3,047
£59,200 or more £9,480 £1,000
Total £10,480

 

Household income Living away from parental home and studying outside London
Loan Grant
£18,370 or less £4,245 £8,100
£25,000 £5,398 £6,947
£35,000 £7,137 £5,208
£45,000 £8,876 £3,469
£59,200 or more £11,345 £1,000
Total £12,345

 

Household income Living away from parental home and studying in London
Loan Grant
£18,370 or less £5,291 £10,124
£25,000 £6,772 £8,643
£35,000 £9,007 £6,408
£45,000 £11,241 £4,174
£59,200 or more £14,415 £1,000
Total £15,415

2024 to 2025

Household income Living with your parents
Loan Grant
£18,370 or less £3,430 £6,885
£25,000 £4,385 £5,930
£35,000 £5,827 £4,488
£45,000 £7,268 £3,047
£59,200 or more £9,315 £1,000
Total £10,315

 

Household income Living away from parental home and studying outside London
Loan Grant
£18,370 or less £4,050 £8,100
£25,000 £5,203 £6,947
£35,000 £6,942 £5,208
£45,000 £8,681 £3,469
£59,200 or more £11,150 £1,000
Total £12,150

 

Household income Living away from parental home and studying in London
Loan Grant
£18,370 or less £5,046 £10,124
£25,000 £6,527 £8,643
£35,000 £8,762 £6,408
£45,000 £10,966 £4,174
£59,200 or more £14,170 £1,000
Total £15,170

The figures in the tables are for illustrative purposes only. You’ll get a notification of entitlement letter which will tell you how much you’ll get during the academic year.

You’ll need to let us know if your circumstances change during your course to make sure you’re getting the support you are entitled to.

We pay your Maintenance Loan and Grant into your bank account in 3 instalments, usually at the start of each term.

You have to pay your Maintenance Loan back, including interest once you’ve finished or left your course. Your grant doesn't need to be paid back.

Final year students will get a lower rate of Maintenance Loan and Grant because the final term of their course is shorter.

If you're not in contact with your parents or you've spent time in care, you might not need to provide details of your parents' income when you apply. Go to our independent students page to find out more.

Extra help

If you have a disability or long-term health condition

You might be able to apply for Disabled Students’ Allowance

For more information, check our Disabled Students’ Allowance guide

If you have children or adult dependents

You might be able to apply for:

If you're studying abroad

You might be able to apply for a Travel Grant

If you're getting benefits or you're over 60

You might be able to apply for a Special Support

If you’re studying a healthcare, medicine, dentistry or social work course

You might be eligible for a Bursary

If your course is longer than 30 weeks and 3 days

You can get extra Maintenance Loan for each week to help with your living costs:

  2024 to 2025 2025 to 2026
Living with your parents £94 £96
Living away from parental home and studying outside London £142 £144
Living away from parental home and studying in London £181 £184

We’ll automatically award the additional amount of funding based on the course details provided by your university or college. Your entitlement will include the Long Courses Loan as part of your living costs support.