Discover student finance

When you can apply

Full-time undergraduate student finance applications for the 2024 to 2025 academic year are expected to open by the end of March.

Our part-time undergraduate and postgraduate applications are expected to open later in 2024, so keep an eye on our Facebook and Twitter for updates.

You can apply and manage your student finance account in Welsh as well as English.

Who can get student finance

You should be able to get funding from Student Finance Wales if:

  • you’re a UK national or you have settled or pre-settled status in the UK under the EU Settlement Scheme
  • you normally live in Wales
  • you’ve lived in the UK for 3 years before starting your course
  • you’ll be studying an eligible higher education course at a UK college or university
  • you don't already have a higher education qualification

For more information about the rules on whether funding is available to you and the course you plan to study visit our who qualifies page.

What’s available

During the academic year, most students will have two costs to cover: tuition fees and living costs. We’re here to help with both!

  • Tuition Fee Loan – up to £9,250 (for undergraduate students)

The Tuition Fee Loan amount shown may change based on Welsh Government approval. This page will show the confirmed amount when full-time undergraduate applications open.

You could get help with living costs which is made up of a mixture of:

  • Maintenance Loan (for undergraduate students)
  • Maintenance Grant – you don’t need to repay this (for undergraduate students)

To find out what funding you're entitled to based on your household income, visit our what's available page.

If you're an independent student or estranged from your parents, find out what you need to do.

You can get extra support from Student Finance Wales if you have children or an adult who is financially dependent on you. There’s also extra help available for students with a disability or long-term health condition.

Repaying your student loan

You won’t start repaying your student loan until the April after you’ve finished or left your course and you’re earning over the repayment threshold, which is currently £524 a week, £2,274 a month or £27,295 a year.

How much you repay is based on how much you earn, not how much you’ve borrowed.

Visit our repaying your student loan page for more information.

Are you a parent or partner?

Once your child or partner has applied for student finance, we’ll send you an email to support their application.

If you choose to give us details of your household income they can get as much grant as possible instead of loan. Visit our parents and partners page for more information.

You need to give us your household income details each year of the students’ course.

Postgraduate students

Postgraduate students can find out what’s available and get lots of important information on the following pages: