Full-time undergraduate, tuition fee and living cost students
Your student finance journey
Find out what to expect on your student finance journey. Learn about the different stages, from before you apply to making your last repayment.
Applications for 2025 to 2026 undergraduate student finance are now open!
Before you apply
Find out what types of student finance are available and who can get it.
What's available
Most students can get a loan to pay for their tuition fees and a mixture of a loan and a grant to help with their living costs.
You might also be able to get extra help on top of this, if you have children, an adult dependant or a disability.
Who qualifies
Whether you can get student finance and what you can get depends on your nationality, residency status, course and previous study.
Terms and conditions
It’s important to read this guide before you apply. It tells you what you’re committing to when you take out a student loan, as it contains information about the current terms of the loan.
Making an application
Find out how to apply for student finance, what evidence you may need to provide and how we calculate how much student finance you can get.
How and when to apply
Find out the easiest way to apply and when the application deadline is.
Identity evidence
We might need you to send us evidence, find out what you may be asked for and how to send it.
Proving your household income
We may need evidence of your household income, find out what you may be asked for and how to send it.
Getting your student finance
Find out how you’ll be paid your student finance once your application has been approved.
Your Notification of entitlement
This confirms you what you're getting and when
Getting paid your student finance
Find out how you will be paid your student finance once your application is approved.
During your studies
If your circumstances change during the academic year, you’ll need to update your application. Changing your application may affect how much student finance you can get.
Changes in your circumstances
Find out how to keep your account up to date and what changes you need to tell us about.
Reassessment of your entitlement
A reassessment is when we recalculate your student finance entitlement (how much you can get).
After you’ve finished or left your course
Find out how and when you’ll start repaying your loan.
Repaying your loan
Find out how repayment works by reading our detailed online guide.