Help with living costs


This page explains the grant and loan for part-time students to help with living costs.

Welsh Government Learning Grant and Maintenance Loan

Welsh Government Learning Grant (WGLG) and Maintenance Loan help with living costs, such as food, books, rent and other expenses while you’re studying. The amount you can get depends on your course intensity and household income.

We’ll work out how much Welsh Government Learning Grant you can get first then the rest of your student finance will be awarded as a Maintenance Loan.

How much can you get?

The following table shows the maximum amount you can get based on your course intensity and household income.

You must be studying at a course intensity of at least 25% to get WGLG and Maintenance Loan.

Examples of course
intensity
Household
income
Welsh Government Learning
Grant
Maintenance
Loan
Total
25% £25,000 or less £1,500.00 £162.50 £1,162.50
£45,000 £769.25 £893.25
£59,200 or more £250.00 £1,412.50
50% £25,000 or less £3,000.00 £325.00 £3,325.00
£45,000 £1,538.50 £1,786.50
£59,200 or more £500.00 £2,285.00
75% or more £25,000 or less £4,500.00 £487.50 £4,987.50
£45,000 £2,307.75 £2,679.75
£59,200 or more £750.00 £4,237.50

How’s it paid?

WGLG and Maintenance Loan are paid directly into your bank account at the start of each term. This will only happen after you’ve registered on your course and your attendance has been confirmed by your university or college each term.

Repaying your loan

You must repay your Maintenance Loan including any interest. Interest is added to your loan balance from the day the first loan payment is made to your university or college.

You’ll be due to start repaying any Maintenance Loan the April four years after the start of your course or the April after you finish or leave your course, whichever comes first. You can get more information on repayment and what interest you’ll be charged by visiting our Repayment Quick Start Guide

Anything else you should know?

WGLG doesn’t need to be paid back unless you leave your course or there’s a change in your circumstances which results in an overpayment

Find out How and when to apply





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