Help with living costs - 2020 to 2021

This page explains the grant and loan for part-time students to help with living costs.

COVID-19 update

If you’re having to study online from home in 2020 to 2021 rather than attending your course on campus at your university or college, you’ll still be entitled to a Maintenance Loan and any grants you qualify for. Your student finance will be paid to you as normal, as if you were studying on site at your university or college.

If your circumstances have changed and you’ll now be living at home with parents rather than in your own accommodation, you’ll need to update your living location details in your online account. You’ll also need to update your application if you were supposed to be studying abroad this year but will now be staying in the UK to study online with your overseas provider.

You need to make sure we have the correct information about where you’ll be living each term, otherwise you may have to repay any funding you have been overpaid. You can update this information by signing in to your online account now.

Welsh Government Learning Grant and Maintenance Loan

Welsh Government Learning Grant (WGLG) and Maintenance Loan help with living costs, such as food, books, rent and other expenses while you’re studying. The amount you can get depends on your course intensity and household income.

We’ll work out how much WGLG you can get first then the rest of your student finance will be awarded as a Maintenance Loan.

How much can you get?

The following table shows the total support available for 2020 to 2021 based on examples of course intensity and household income. 

You must be studying at a course intensity of at least 25% to get WGLG and Maintenance Loan.

Examples of course
Examples of household
Welsh Government Learning
25% £25,000 or less £1,500 £311.25 £1,811.25
£45,000 £769.25 £1,042
£59,200 or more £250 £1,561.25
50% £25,000 or less £3,000 £622.50 £3,622.50
£45,000 £1,538.50 £2,084
£59,200 or more £500 £3,122.50
75% or more £25,000 or less £4,500 £933.75 £5,433.75
£45,000 £2,307.75 £3,126
£59,200 or more £750 £4,683.75

How’s it paid?

WGLG and Maintenance Loan are paid directly into your bank account at the start of each term. This will only happen after you’ve registered on your course and your attendance has been confirmed by your university or college each term.

Repaying your loan

You must repay your Maintenance Loan including any interest. Interest is added to your loan balance from the day the first loan payment is made to your university or college.

You’ll be due to start repaying any Maintenance Loan the April 4 years after the start of your course or the April after you finish or leave your course, whichever comes first.

You can get more information on the repayment of your student loan and what interest you’ll be charged by visiting

Anything else you should know?

WGLG doesn’t need to be paid back unless you leave your course or there’s a change in your circumstances which results in an overpayment

Find out how and when to apply

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