New full-time students starting a course in 2018/19

Overview of the student finance available to new full-time students starting their course in academic year 2018/19.

If you’re a new full-time student starting a course in 2019/20, find out what student finance you might be able to get

Tuition fee support

You could get a Tuition Fee Loan of up to £9,250 if you’re studying at an eligible university or college in the UK.

There are no restrictions on how much private universities and colleges in Wales, Scotland and Northern Ireland, or Approved registered providers in England, can charge for fees.

If you’re not sure if a course qualifies for student finance, check with the university or college.

Support available in 2018/19

Maximum Tuition Fee Loan available

Studying at a public university or college in Wales

£9,000

Studying at a public university or college in Scotland or Northern Ireland

£9,250

Studying at a private university or college in Wales, Scotland or Northern Ireland

£6,165

Studying at a registered provider in England

£9,250

Interest on your Tuition Fee Loan

You'll be charged interest on your Tuition Fee Loan from the first day the money is paid to your university or college until the loan is repaid in full or cancelled. You can find out what interest you'll be charged by visiting our Repayment Quick Start Guide

How is it paid?

The Tuition Fee Loan is paid directly to your university or college.

Anything else you should know?

The Tuition Fee Loan isn't income assessed, which means that your entitlement for these doesn't depend on your household income.

If you withdraw from university or college after attending on the first day of term you may be liable to pay some of your fees. If you need to discuss this further contact your university or college.

Tuition Fee Loan Request Form

If you’ve already applied for student finance, the quickest and easiest way to change the amount of Tuition Fee Loan you want to borrow is to log in to your online account

Alternatively you can complete and return this form.

Help with living costs

There are loans and grants available to help you throughout your course.

  • Welsh Government Learning Grant
  • Special Support Grant
  • Maintenance Loan

Welsh Government Learning Grant

Most students can get a mixture of grants and loans to help with their living costs.

How much grant you get will depend on your household income, but most full-time students will get a grant of at least £1,000.

The following table shows the amount of Welsh Government Learning Grant (WGLG) available:

Household income

Living at home with your parents

Living away from home, studying outside London

Living away from home, studying in London

£18,370 and under

£6,885

£8,100

£10,124

£20,000

£6,651

£7,817

£9,760

£30,000

£5,209

£6,078

£7,526

£40,000

£3,767

£4,339

£5,291

£50,000

£2,326

£2,600

£3,056

£59,200 and over

£1,000

£1,000

£1,000

Does it need to be paid back?

No, unless you leave your course or there's a change in your circumstances which results in an overpayment

How is it paid?

WGLG is paid directly into your bank account at the start of each term. This will only happen after you've registered on your course and your attendance has been confirmed by your university or college.

Special Support Grant

The maximum amount of Special Support Grant (SSG) available in academic year 2018/19 is £5,161.

SSG is intended to help with costs such as books, course equipment and travel. However unlike WGLG, this will not affect the amount of Maintenance Loan that you may be entitled to. Additionally, the grant doesn't count as income when you work out other income-related benefits or Tax Credits.

You may be eligible for SSG if any of the following applies to you:

  • you're a single parent;
  • your partner is also a student and one or both of you are responsible for a child , or a young person under 20 who is in full-time education below higher education level;
  • you have a disability and qualify for the Disability Premium or Severe Disability Premium;
  • you're deaf and qualify for Disabled Students' Allowances;
  • you have been treated as incapable of work for at least 28 weeks;
  • you have a disability and qualify for income-related Employment and Support Allowance;
  • you're eligible for Housing Benefit;
  • you're eligible for Housing element of Universal Credit;
  • you're entitled to Personal Independence Payment (PIP);
  • you're entitled to Armed Forces Independence Payment (AFIP);
  • you're entitled to Disability Living Allowance (DLA);
  • you're waiting to go back to a course having taken agreed time out from that course due to an illness or caring responsibility that has now ended; or
  • you're aged 60 or older.

Does it need to be paid back?

No, unless you leave your course or there's a change in your circumstances which results in an overpayment

How is it paid?

SSG is paid directly into your bank account at the start of each term. This will only happen after you’ve registered on your course and your attendance has been confirmed by your university or college.

Maintenance Loan

The maximum amount of Maintenance Loan you can get is affected by your income and that of your parents or partner if you apply for an income-assessed loan.

The following table shows the amount of Maintenance Loan available:

Household income Living at home with your parents

Living away from home, studying outside London

Living away from home, studying in London

Grant

Maintenance Loan

Grant

Maintenance Loan

Grant

Maintenance Loan

£18,370 or less

£6,885

£765

£8,100

£900

£10,124

£1,126

£25,000

£5,930

£1,720

£6,947

£2,053

£8,643

£2,607

£35,000

£4,488

£3,162

£5,208

£3,792

£6,408

£4,842

£45,000

£3,047

£4,603

£3,469

£5,531

£4,174

£7,076

£59,200 or more

£1,000

£6,650

£1,000

£8,000

£1,000

£10,250

Total

£7,650

£9,000

£11,250

How is it paid?

The Maintenance Loan is paid directly into your bank account at the start of each term. This will only happen after you've registered on your course and your attendance has been confirmed by your university or college.

Interest on your Maintenance Loan

You'll be charged interest on your Maintenance Loan from the first day the money is paid into your bank until the loan is repaid in full or cancelled. You can find out what interest you'll be charged by visiting our Repayment Quick Start Guide

Maintenance Loan Request Form

If you've already applied for student finance, the quickest and easiest way to change the amount of Maintenance Loan you want to borrow is to log in to your online account

Alternatively you can complete and return this form.

Partial cancellation

If you take out a Maintenance Loan in academic year 2018/19 you could have up to £1,500 cancelled from your student loan balance by the Welsh Government when you start repaying. Once you make your first repayment, we will automatically cancel up to £1,500 off your Maintenance Loan.

You won't be eligible for partial cancellation if you have outstanding charges, costs, expenses or penalties in relation to your loan or if you're in breach of your loan agreement.

Travel Grant

If you're attending a clinical placement in the UK or studying abroad as part of your course then you may be eligible for a Travel Grant to help with your travel expenses.

You can get a grant towards reasonable costs for travel to and from:

  • the place in the UK where your clinical training takes place; or
  • the country you have to go to if you're studying abroad.

If your household income is lower than £59,200 you'll be expected to pay the first £303 yourself.

If you're applying for student finance that isn't based on your household income, or your household income is £59,200 or more you'll be expected to pay the first £1,000 yourself.

If you have extra travel costs because you're disabled or have a specific learning difficulty, you should apply for Disabled Students' Allowances instead.

As well as a Travel Grant, you can also get help to cover the cost of medical insurance, visa costs and vaccinations.

There are also extra grants available to help support you through your studies depending on your personal circumstances.

If you want to apply for student finance, visit our How and when to apply page.



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