New full-time students starting a course in 2017/18
Overview of the student finance available to new full-time students starting their course in academic year 2017/18.
If you're a new full-time student starting a course in 2018/19, find out what student finance you might be able to get
Tuition fee support
You can apply for a Tuition Fee Loan and a Fee Grant to help pay for the tuition fees charged by your university or college.
|Support available in 2017/18||Maximum you can be charged||Tuition Fee Loan available||Fee Grant available|
|Studying at a public university or college in Wales||£9,000||£4,046||£4,954|
|Studying at a public university or college in England,
Northern Ireland or Scotland
|Studying at a private university or college in the UK on a
course designated by the Welsh Government
|No restrictions||£6,165||No Fee Grant available|
If you're studying at a public university or college in England, Northern Ireland or Scotland that's charging £9,000 or less, the maximum Tuition Fee Loan available will be £4,046.
You can choose to take the Fee Grant only but you'll need to pay the amount equivalent to the Tuition Fee Loan available directly to the university or college yourself first.
Interest on your Tuition Fee Loan
You'll be charged interest on your Tuition Fee Loan from the first day the money is paid to your university or college until the loan is repaid in full or cancelled. You can find out what interest you'll be charged by visiting our Repayment Quick Start Guide
How is it paid?
Both the Tuition Fee Loan and Fee Grant are paid directly to your university or college.
Anything else you should know?
The Tuition Fee Loan isn't income assessed, which means that your entitlement for these doesn't depend on your household income.
If you withdraw from university or college after attending on the first day of term you may be liable to pay some of your fees. If you need to discuss this further contact your university or college.
Help with living costs
There are loans and grants available to help you throughout your course.
- Maintenance Loan
- Welsh Government Learning Grant
- Special Support Grant
The maximum amounts of Maintenance Loan for new students are:
|Your living arrangements during term-time||Loan available for 2017/18 based on household income||Loan available for 2017/18 not based on household income|
|Living at the parental home||£5,358||£4,019|
|Living away from the home and studying at a university or college outside London||£6,922||£5,191|
|Living away from home and studying at a university or college in London||£9,697||£7,273|
The maximum amount of Maintenance Loan you can get is affected by your income and that of your parents or partner if you apply for an income-assessed loan.
If your course is longer than 30 term-time weeks and 3 days, you can get an extra amount of loan for each week to help with your living costs:
|Your living arrangements during term-time||Loan available for 2017/18|
|Living at the parental home||£80|
|Living away from home and studying at a university or college outside London||£120|
|Living away from home and studying at a university or college in London||£153|
Interest on your Maintenance Loan
You'll be charged interest on your Maintenance Loan from the first day the money is paid into your bank until the loan is repaid in full or cancelled. You can find out what interest you'll be charged by visiting our Repayment Quick Start Guide
How is it paid?
The Maintenance Loan is paid directly into your bank account at the start of each term. This will only happen after you've registered on your course and your attendance has been confirmed by your university or college.
If you take out a Maintenance Loan in academic year 2017/18 you could have up to £1,500 cancelled from your student loan balance by the Welsh Government when you start repaying. Once you make your first repayment, we will automatically cancel up to £1,500 off your Maintenance Loan.
You won't be eligible for a partial cancellation if you have outstanding charges, costs, expenses or penalties in relation to your loan or if you're in breach of your loan agreement.
Welsh Government Learning Grant
You can apply for the Welsh Government Learning Grant (WGLG) if your taxable household income is £50,020 or below.
You'll qualify for the maximum if your household income is £18,370 or less.
|Household income||WGLG available for 2017/18|
Does it need to be paid back?
No, unless you leave your course or there's a change in your circumstances which result in an overpayment.
How's it paid?
WGLG is paid directly into your bank account at the start of each term. This will only happen after you've registered on your course and your attendance has been confirmed by your university or college.
Special Support Grant
The maximum amount of Special Support Grant (SSG) available in academic year 2017/18 is £5,161.
SSG is intended to help with costs such as books, course equipment and travel. However unlike WGLG, this will not affect the amount of Maintenance Loan that your may be entitled to. Additionally, the grant doesn't count as income when you work out other income-related benefits or Tax Credits.
You may be eligible for SSG if any of the following applies to you:
- you're a single parent;
- your partner is also a student and one or both of you are responsible for a child , or a young person under 20 who is in full-time education below higher education level;
- you have a disability and qualify for the Disability Premium or Severe Disability Premium;
- you're deaf and qualify for Disabled Students' Allowances;
- you have been treated as incapable of work for at least 28 weeks;
- you have a disability and qualify for income-related Employment and Support Allowance;
- you're eligible for Housing Benefit;
- you're eligible for Housing element of Universal Credit;
- you're entitled to Personal Independence Payment (PIP);
- you're entitled to Armed Forces Independence Payment (AFIP);
- you're entitled to Disability Living Allowance (DLA);
- you're waiting to go back to a course having taken agreed time out from that course due to an illness or caring responsibility that has now ended; or
- you're aged 60 or older.
You'll only be entitled to either WGLG or SSG. If you're unsure about which grant you should apply for you can contact us.
Does it need to be paid back?
No, unless you leave your course or there's a change in your circumstances which results in an overpayment.
How is it paid?
SSG is paid directly into your bank account at the start of each term. This will only happen after you’ve registered on your course and your attendance has been confirmed by your university or college.
If you're attending a clinical placement in the UK or studying abroad as part of your course then you may be eligible for a Travel Grant to help with your travel expenses. You’ll be expected to pay the first £303 yourself.
You can get a grant towards reasonable costs for travel to and from:
- the place in the UK where your clinical training takes place; or
- the country you have to go to if you're studying abroad.
As well as a Travel Grant, you can also get help to cover the cost of medical insurance, visa costs and vaccinations. If you have extra travel costs because you're disabled or have a specific learning difficulty, you should apply for Disabled Students' Allowances instead.
There are also extra grants available to help support you through your studies depending on your personal circumstances.
- Childcare Grant and Parents' Learning Allowance
- Adult Dependants' Grant
- Disabled Students' Allowances
- Bursaries and scholarships
- Postgraduate Initial Teacher Education
If you want to apply for student finance, visit our How and when to apply page.