Image of: students in booth

Help with living costs

There are loans and grants available for full-time students to help with living costs.

All 2017/18 figures are subject to approval by the National Assembly for Wales.

Maintenance Loan

Loan available for 2017/18Loan available for 2016/17
Living with parents £5,358 £4,786
Living away from home and studying at a university or college outside London £6,922 £6,183
Living away from home and studying at a university or college in London £9,697 £8,662
Studying overseas £8,253 £7,372

Interest on the Maintenance Loan

Students will be charged interest on their Maintenance Loan from the first day the money is paid to their bank until the loan is repaid in full or cancelled.

Students can find out what interest they'll be charged by visiting our Repayment Quick Start Guide.

Welsh Loan Partial cancellation

Students that take out a Maintenance Loan could have up to £1,500 cancelled from their student loan balance by the Welsh Government when they start repaying.

When the student first makes a repayment to their loan, the Welsh Government will automatically cancel up to £1,500 off their Maintenance Loan balance.

They will not be eligible for a partial cancellation if they have any outstanding charges, costs, expenses or penalties in relation to their loan or if they are in breach of their loan agreement. Find out more about who qualifies.

Welsh Government Learning Grant and Special Support Grant for full-time students

Students can apply for either a Welsh Government Learning Grant (previously called Assembly Learning Grant) or Special Support Grant. The amount available depends on when they started their course and their household income.

Welsh Government Learning Grant

Student that started studying in academic yearMaximum Welsh Government Learning Grant available
2012/13 or later £5,161
2011/12 £5,780
2010/11 £5,161

The amount of Welsh Government Learning Grant the student receives will affect the amount of Maintenance Loan they are entitled to.

Special Support Grant

Student that started studying in academic yearMaximum Special Support Grant available
2012/13 or later £5,161
2011/12 £5,780
2010/11 £5,161

Unlike Welsh Government Learning Grant, Special Support Grant will not affect the amount of Maintenance Loan that the student may be entitled to. Additionally, it doesn’t count as income when working out income-related benefits or Tax Credits.

Students may be eligible for Special Support Grant if they meet the following criteria:

  • they’re a single parent
  • their partner is also a student and one or both of them are responsible for a child, or a young person under 20 who is in full-time education below higher education level
  • they have a disability and qualify for the Disability Premium or Severe Disability Premium
  • they are deaf and qualify for Disabled Students' Allowances
  • they have been treated as incapable of work for at least 28 weeks
  • they have a disability and qualify for income-related Employment and Support Allowance
  • they’re eligible for Housing Benefit
  • they’re eligible for Housing element of Universal Credit
  • they’re entitled to Personal Independence Payment (PIP)
  • they’re entitled to Armed Forces Independence Payment (AFIP)
  • they’re entitled to Disability Living Allowance (DLA)
  • they are waiting to go back to a course having taken agreed time out from that course due to an illness or caring responsibility that has now ended
  • they are aged 60 or older.


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