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If you work, or are planning to work, outside the UK
You will make repayments directly to the Student Loans Company. You will need to provide us with evidence of your income in order for us to determine a repayment schedule for you. It is important that you contact us before you leave the UK – with as much advance notice as possible.
This form will allow you to provide details of your circumstances and prospective income to the Student Loans Company:
Please note: you must supply us with your name, current address and national insurance number – otherwise we will be unable to process your form.
Overseas income assessment form (181kb).
Overseas income assessment form notes (89.5kb).
Prices and salaries vary between different countries, so if you move abroad the repayment threshold will not necessarily be the same as for UK residents.
However, you would still repay 9% of your earnings over the repayment threshold for your country of residence.
You can use this table on the Student Loans Company site as a rough guide to payment thresholds for different countries:-
Repayment thresholds for different countries
Before you enter repayment
If you are working overseas and make the Student Loans Company aware of this, a letter will be sent to you confirming whether repayments are due and, where applicable, what the repayment is each month. If we do not have this information we will request that you provide us with the details of your income. You will also be asked to make repayments directly to the Student Loans Company and we will help you to arrange this. If you do not inform us about your circumstances, the applicable Regulations state that you may be subject to penalties.
After a year, a reassessment form and letter will automatically be sent to you, under the assumption that you remain overseas. It is important to note that if you return to the UK without advising us, you may end up continuing to make repayments by direct debit as an Overseas Repayer and via PAYE if you find employment in the UK.
If you are outside the UK for less than three months
You will continue to be treated as a UK taxpayer. Your details will be referred to HM Revenue and Customs (HMRC) (formerly the Inland Revenue) for the relevant checks to be made in order to begin repayment deductions through the UK tax system.
If you return to the UK for less than three months
You will continue to be treated as an Overseas Repayer. However if your time in the UK then exceeds three months, the current repayment arrangement will be ended and your status will revert to that of a UK taxpayer. Your details will then be referred to the HMRC for the relevant checks to be made in order to begin repayment deductions through the UK tax system.
If your income changes while you are overseas
You may already be making repayments towards an Income Contingent Loan while you are overseas, having set up and agreed a repayment schedule with the Student Loans Company, when your income rises or falls. If this happens you should contact the Student Loans Company in order for your required repayments to be reassessed.
Making payments by international bank transfer
SLC’s bank details are: Sort Code – 835200 and Account Number is 00676345.
To make payments from an international bank account you will require the following International Bank Account Number (IBAN) and Bank Identifier Code (BIC) for the Student Loans Company Ltd.:-
IBAN - GB41RBOS83520000676345
BIC - RBOSGB2L
Please note that BOTH of these codes should be used. You will also need to quote your loan reference number or ART ID to make a successful payment. There may be a handling fee charged by both the sending and receiving bank - please contact your bank for more information.
Who to contact
If you are an Overseas Repayer and wish any information or assistance relating to your loan account, you can telephone 0141 306 2000, Mon - Fri 08:00 - 17:30, or write to Student Loans Company Ltd., 100 Bothwell Street, Glasgow, G2 7JD
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